Can You Afford Breast Augmentation?

Chances are, you can, but you’ve got to be honest with yourself about the financial commitment required when you’re getting breast implants. The good news is that with some good planning, as well as the guidance of a knowledgeable cosmetic surgery financing specialist, it may be easier than you think to fit breast augmentation into your budget.

How to pay for breast augmentation

Basically, you’ve got three options:

1. Pay Cash. You might be thinking, yeah right! But actually, a lot of ladies choose this option. And not just those with a corner office. Some save up for their breast enhancement for a few years. Others decide to hold off on vacation for a year or two. And most of them will tell you it’s well worth it.

2. Put it on your credit card. This will allow you to have surgery when you’re ready for it, and most practices take plastic from the big names. But as you know, credit cards can come with some not-so-friendly interest rates. Still, this can be a good option if you know you can pay off the balance fairly quickly.

3. Make use of your plastic surgery center’s financing options. There are a number of plans that are designed just for cosmetic surgery. This is a popular way to go, because it’s easy for you and may cost you less in interest than paying with a credit card. Plus, you can arrange for monthly payments for breast augmentation that work for you.

When will I have to pay?

This depends on the practice, but be ready to pay at least a portion of your fees in advance. Any consultation fees or deposits should be applied toward your agreed-upon quote.

How much does breast augmentation cost?

The price of breast augmentation surgery varies widely, depending on where you live, which surgeon you choose, and what’s needed to achieve the look you want. For example, you’re going to pay more if you need a lift with implants than if you have breast augmentation alone. Your plastic surgeon’s office should provide you with detailed quote of the cost of your procedure before you commit to surgery.

2014 average cost for breast augmentation in the U.S. (silicone implants): $3,918

Data from American Society for Aesthetic Plastic Surgery. This includes surgeon’s fees only. You’ll also need to pay facility fees & anesthesia costs.

One thing you should never do is choose a surgeon based on price alone. We’re not saying that the most expensive surgeon will always get you the best results. What we’re saying is that a surgeon’s training & experience, attention to patient care & safety, and your confidence that he or she shares your aesthetic goals should be the primary factors in your decision. Trust your gut.

Getting over the guilt

There’s no getting around it – breast augmentation takes some financial commitment. It’s pretty normal for women to have a hard time justifying spending money on cosmetic surgery. Just remember, you’re investing in yourself. There’s a difference between postponing surgery because it’s the financially responsible thing to do and putting aside your desire to feel more confident in your appearance because of guilt over the monetary cost.

This is something you’ll have to work out for yourself, but you should also be talking with your prospective surgeon and patient care coordinators about any reservations you have about paying for surgery. Remember, they see patients like you every day, and you’re not the first one to experience these feelings.

Financing your Baltimore breast augmentation

When you’re ready to take the next step, it’s worth taking the time to discuss all your breast augmentation financing options with your plastic surgery center to find a payment strategy that works best for you. At Belcara Health, we are here to help. Our financing department is designed to assist you in obtaining the financing you need for your breast augmentation, and our Financial Specialist is ready to work with you every step of the way. Call 410.296.0414 for your free consultation.